Apply in 10 minutes. Funded by the next business day.
Three steps, plain English at every stage, and the same lending specialist with you from your first phone call to your final repayment.
- ✓ A short, plainspoken application — no 30-page financial pack.
- ✓ A decision, typically the same business day you apply.
- ✓ Funds in your business account same or next business day after approval.
A quote first. Then you decide whether to apply.
Five steps, plainly stepped through. You'll see the numbers before you commit to anything.
Fill the form — see your quote on screen
As you complete the short form, your quote updates automatically — amount, term, repayment (weekly or daily) and total cost over the term, all in plain dollars. Nothing's been submitted yet.
Decide whether to submit
If the numbers work, hit submit and we'll take it from there. Want a moment to think about it? Take your time.
Specialist reviews + calls you
Once submitted, your application lands directly with a real lending specialist in our Adelaide office. They review it themselves, then call to confirm the details and answer any questions.
Sign the contract
Your specialist walks you through the contract. The numbers are the ones you saw in the quote — nothing changes on the way through.
Money in your business account
Transferred to your nominated business account. Most customers see funds the same business day they sign, and almost everyone within 24 hours.
No obligation to proceed. No fee for the quote.
Spend it on whatever moves your business forward.
Once funded, there are no restrictions on what you use it for. These are some of the most common reasons our customers borrow — there's a longer list on the product page.
Pick up the phone before you apply. We genuinely don't mind.
Not sure what amount or term suits the business? Want to sanity-check your situation before going on the record? Call us — there's no form to fill in first, just a quick conversation with a real specialist.
Call 1300 555 200
Questions people ask us most about applying.
Five of the questions we hear most often about the application itself. The full FAQ — eligibility, repayments, security — is on its own page.
Read the full FAQApply any time — the form is open 24/7. Your application lands directly with our team and is read first thing the next business morning. You'll get a call within a couple of hours of us opening.
Your specialist will let you know the outcome. You're welcome to reapply down the track.
Tell your specialist — they'll redo the numbers on the spot. The amount you put on the form is a starting point, not a commitment — you can adjust up or down within the $5,000 to $300,000 range.
Yes — until you've signed the loan agreement, you're under no obligation. Walk away if it's not right; there's no fee, no chasing.
Get a real answer
from a real person.
10-minute application. Decision within hours. Funds, often the next day.