Backed by real people who understand business.
Whether you’re covering short-term expenses or investing in growth, choose the funding amount that fits your business.
Enjoy the flexibility of fixed loan terms that align with your cash flow and business goals.
Choose a repayment schedule that suits how your business earns – to help manage your cash flow.
We’ve made business finance simple. Apply online in just minutes, get a quick decision, and receive your funds as soon as the next business day. It’s business lending – minus the hassle.
Apply Online: Complete our quick, 10-minute online application – no paperwork or lengthy forms.
Quick Approval: We’ll review your application and provide a decision within hours, not days.
Receive Funds: Once approved, funds are transferred directly to your account – often within 24 hours.
Whether you’re managing cash flow, investing in growth, or handling the unexpected – we offer one straightforward loan product designed for Australian small businesses, with fast approvals and transparent terms.
No confusing options – just one flexible business loan with fixed terms and repayments that fit your cash flow.
Apply in minutes, get approved in hours, and access funding as soon as the next business day.
What you see is what you get – no hidden fees, no surprises, and no tricky clauses.
Our team of loan specialists works with you directly – no call centers, just real help when you need it.
We understand the needs of small business owners and have built a loan that works in the real world – simple, fast, and fair.
Repay your loan early if you choose and pay a fair set fee – rather than incurring interest to the end of the term.
We’re here to make things simple – here are answers to some of the questions we get asked most often.
Applying is quick and easy. Complete our online form in just 10 minutes. To apply for up to $150,000, you’ll need:
Your ABN
Driver licence number
BSB and account number
Minimum of 6 months trading history
To qualify for a business loan up to $150,000, you’ll need to meet the following:
Minimum 6 months trading history
Monthly turnover of at least $5,000
Business owner must be 18+
Applicant must be an Australian citizen or permanent resident
For loans above $150,000, we’ll also require:
At least 1 year trading history
Annual turnover of $500,000+
Property or asset ownership
In most cases, you’ll receive a decision within hours if you apply during business hours and connect your bank statements using our secure bank link.
Once approved and accepted, funds are typically transferred to your business account within 24 hours.
You can borrow from $5,000 to $300,000. The exact amount will depend on the health of your business and your ability to repay.
For loans up to $150,000, generally no asset security is required. For loans over this amount, or where total lending exceeds $150,000, we may require property ownership and security.
Our loans can be used for nearly any business purpose – including working capital, purchasing inventory, marketing, equipment, or covering seasonal gaps in cash flow.
We charge a small, transparent establishment fee (typically 4%). There are no hidden costs and everything is outlined in a clear offer if you are approved.
Yes. You can repay early at any time. If you’d like a payout figure, just contact our team – you’ll pay the remaining principal and a fee equivalent to 4% of the original funded amount. We do not charge interest to the end of the term on early payout.
Repayments are automatically deducted from your nominated business account – either daily (weekday) or weekly, depending on what works best for your cash flow. You can also make extra repayments any time to reduce interest and repay your loan faster.
Yes, we conduct credit checks as part of our assessment. However, our focus is on the overall health and performance of your business – not just your credit file.
For loans under $150,000, you’ll typically only need to securely connect your bank account which provides us with access to six months of business bank statements. For larger amounts, we may also request financial statements or access to your ATO portal.
